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What is a short sale?

Homeowners struggling to pay their mortgage because of a change in life circumstances may want to sell the home and purchase a more affordable property. Those who owe more than the property’s fair market value can ask the home lender for a short sale. Review...

How do mortgage modifications work?

As a homeowner in Florida, considering the possibility of foreclosure can be alarming, especially if you have a family. If you are not that far behind on payments, changing the mortgage terms might allow you to keep your home. Timing is important when you fall behind...